Car Accident Solicitors - NO WIN NO FEE
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Compensation following a road accident in the UK

The three main (most common) elements that make up road accident compensation are:

1) Vehicle Damage

2) Personal Injury

3) Loss of Earnings

Read more about each head of claim below. We are a firm of specialist road accident solicitors who can help you with a compensation claim following such an event. Let us help you get you back on the road with minimal fuss and inconvenience.

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Personal Injury

This is usually the most complicated part of the claim. Whilst damage to your car can be independently verified by a motor engineer, and losses of earnings are usually taken from your P60 or verified accounts, there is no independent valuer of your injury. Your medical expert needs to have a meeting with you, to discuss how your injuries affect you in your day to day life. The expert will look at your GP notes and hospital records to verify that you did actually attend your GP on “seven occasions complaining of neck and back pain”, or that you “regularly attended fracture clinic for your broken arm”. The notes also show if you suffered a previous injury which you have not recovered from or that you have a pre existing condition which has been made worse by the accident. The report will explain what injury you suffered. What pain and suffering you experienced over what period of time. How your injuries restricted you at work, doing domestic duties or in your social activities. How long it will take for your injuries to settle down completely, or if they will not settle, what permanent symptoms you will be left with. Your solicitor will then be able to consider previous similar cases decided at Court to establish how much road accident compensation you are likely to receive for the pain and suffering for your personal injury. Insurers do not want to go to Court as ultimately it costs them more, so they will usually agree road accident compensation based on previous Court cases even though your case does not go to Court.


Vehicle Damage

An independent assessor should normally inspect your vehicle shortly after the accident to verify the damage. They will produce a list of parts that need to be replaced and a costed time estimate for labour to carry out the repairs. Very often the “audex” system is used, and is almost always agreed by the other sides insurance company. Whilst the cost of repairing the vehicle may be agreed, until liability is accepted by the insurance company, they will not pay for the repairs. If you have comprehensive insurance your own insurer will arrange for the car to be repaired. Otherwise you either have to pay for the repairs yourself or wait until the other sides insurer accepts liability and pays for the repairs. There are also occasions when your car is not repairable and in these circumstances it is important to agree a written off value for your car. The value agreed should enable you to buy the same model car in similar condition. It is often very helpful to find newspaper adverts showing similar cars for sale to justify the amount that you are requesting as compensation.


Lost Earnings
 

Normally this part of the claim is straightforward. You are employed and have been off work for one month due to your injuries. You normally receive £1000 net per month; the insurance company will pay you £1000 for your loss of earnings. It becomes more complicated if you expected to receive a bonus, but did not achieve it because you were off work for a month and therefore did not quite reach your target. Often we will speak to your employers to get them to confirm that, but for you being off for a month, you would have received the bonus. Usually insurers will accept this as sufficient evidence and pay you your lost bonus. If you are self employed then your accounts may not be comprehensive or up to date. This is usually the most difficult type of loss of earnings to agree with insurers however an experienced solicitor will be able to project anticipated earnings or will call upon the services of a forensic accountant to verify estimated losses.


Winston Solicitors are road accident compensation lawyers. We operate the no win no fee scheme and pay compensation in full with no deductions and no charges whatsoever as the claim proceeds.

We will make sure that you receive 100% of your compensation. Win or lose there is no charge. Our solicitors deal with compensation claims throughout England and Wales and are able to arrange home or hospital visits from our national network. We can arrange medical examinations at short notice from some of the countries most eminent specialists and we are able to give you detailed advice on claims settlements. If you would like to talk to a solicitor without obligation just complete the contact form and we will phone with free advice on how to protect your legal rights to compensation. .

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If we represent you we guarantee:

You receive 100% of your compensation

We work on a No win No fee basis - win or lose there are no fees

You deal with regulated solicitors from the moment you call

Your claim is completely risk free.

We can help you with a cycle accident compensation claim. Our firm has the following legal accreditations:

Back to the accident compensation home page

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Road Accidents

If you have suffered road crash injuries we can help you with our no nonsense claims service. more info

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Accidents in the workplace

If you are one of the thousands of people injured at work each year you should consider making a claim.    more info

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Whiplash injuries

Our specialists team can help you claim compensation and rehabilitate from a whiplash related injury. more info

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Trip slip or fall accidents

If you have fallen on the street, in a shop or other public place and suffered personal injury you may be able to claim compensation. more info

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Useful legal links

About Whiplash injuries

NHS Direct

British Chropractic Association

Chartered Society of Physiotherapists